If you are like most other average Americans you will have a list of bills that you have to pay every month, such as rent, cable, internet, cell phone, water, electricity and much more. If you were to list each of these monthly expenses in order of importance, which...
So you’ve gone through the hard work of making a budget, written down your expenses and your income and made a plan for your spending. However, sometimes the hardest part of budgeting is sticking to your plan. You might have the intention of cutting down your...
When it comes to saving money, there are a few things that you can’t cut back on too much because you need them to survive, such as clothing, shelter and food. You can take the bus to work and not buy a big screen TV, but you will not live very long if you...
Many people have the idea that being frugal and saving your money means that you have to lead a boring life of sitting at home making budgets, counting pennies and staring at the wall. However, this is absolutely not true. If you are saving for a financial goal or to...
Owning a home is a very important milestone in life and for most people it is the largest purchase that they will ever make. Many first time home buyers are so eager to move into their new property that they overlook the fine print and details and make some mistakes....
You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money. Where does it all go and what are you missing? Budgets are...
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