Although credit cards have been used since the 1960s, there are several untrue myths which still persist about them in society. Understanding the truth behind these common myths will help you to use your credit card more effectively. You Can Write “See ID”...
When it comes to saving money, there are a few things that you can’t cut back on too much because you need them to survive, such as clothing, shelter and food. You can take the bus to work and not buy a big screen TV, but you will not live very long if you...
Many people have the idea that being frugal and saving your money means that you have to lead a boring life of sitting at home making budgets, counting pennies and staring at the wall. However, this is absolutely not true. If you are saving for a financial goal or to...
Have you started saving for your retirement? When you are young it might seem like a long way away, but in order to save enough money to stop working the earlier you start, the better. But what if you want to make your retirement savings grow faster and perhaps retire...
Owning a home is a very important milestone in life and for most people it is the largest purchase that they will ever make. Many first time home buyers are so eager to move into their new property that they overlook the fine print and details and make some mistakes....
Earthquakes, windstorms, rain damage, flooding, falling trees, vandalism, burglary… there are many things which could possibly happen to cause damage to your home. This is why homeowner's insurance is important, so that you can be protected in these unfortunate...
If you were to die tomorrow, would your spouse and your children have enough money to take care of themselves? Life insurance is designed to help provide financial security to your loved ones after you pass away. The policy will cover your funeral costs, as well as...
You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money. Where does it all go and what are you missing? Budgets are...
If you are expecting a large tax refund this year, what will you do with it? It might be tempting to spend this large windfall on shopping, eating out and other fun things. However, a tax refund is also an opportunity to gain some financial headway and set you up in a...
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